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Safety Spotlight for Renters

Some best practices for renters safety! 

 

1. Get renters insurance

Despite all the safety precautions you might take, unfortunate events still happen. So it’s a good idea to hedge your bets with renters insurance.

Unlike your landlord’s insurance, which covers only the building you live in, your renters insurance policy covers personal property like furniture, electronics, clothing, possessions, and damages affected by a burglary or disaster. It also helps cover liabilities and medical costs if a visitor injures themselves in your apartment.

Expect to pay around $20 a month—it’s worth it—to protect your stuff and your bank account from an unexpected loss.

2. Meet your neighbors

Mr. Rogers was really on to something when he spent so much time getting to know his neighbors. Knowing your neighbors is like having intelligent security cameras all around your building.

When neighbors know each other, they’re more likely to keep an eye out for suspicious activity and warn others if they see anything fishy. Watch for people in your apartment complex who you think you might like to get to know. Strike up conversations with them in common areas.

If you’re too shy for face-to-face contact, you can also join social media groups on Facebook and Nextdoor in most complexes and neighborhoods to break the ice.

3. Cover your windows

It’s creepy to think about, but many intruders “shop around” for good pickings before deciding on a place to burglarize.

The best way to keep your place off the top of their list is to hide the goods by covering those windows with blinds and curtains. Keep them shut when you aren’t home and anytime after dark. Always angle closed horizontal blinds so folks can’t see through the small gap between slats.

Remember, when your lights are on at night and your blinds are open, it’s like you’re performing on a brightly lit stage in a dark auditorium: your outdoor audience can see everything!

 
 

4. Invest in a safe

Just because someone might get into your apartment doesn’t mean they should be able to cart off all your stuff. A tough home safe is a good deterrent not only for burglars but also for snooping roommates and less-than-trustworthy guests.

Store cash, jewelry, firearms, heirlooms, important documents, and other valuables inside, and talk to your landlord about bolting it to a wall or floor for maximum security.

 
 

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